We're Here to Help You Save on Your Car Loan

A car loan is money borrowed specifically to buy car with loan financing, while car finance is a broader term that includes loans, leases, and dealer financing. Car dealer finance often involves higher rates, which is why refinancing with competitive auto loan lenders can save you thousands.

Yes, you can use a personal loan for car financing, but dedicated car finance deals typically offer lower interest rates because the vehicle serves as collateral. Our car loan apr rates are usually 2-4% lower than unsecured personal loans.

When you pay off car loan early, you save on interest charges and own your vehicle outright sooner. There's no prepayment penalty with our loans. Some customers also use a debt consolidation loan to combine car debt with other obligations for simplified payments.

Car loan eligibility depends on your credit score, income, employment history, and debt-to-income ratio. Use our car loan calculator and car loan payment calculator to estimate what you qualify for, then our team will verify your eligibility during the application process for both new car finance and used car finance options.